Pro-Life vs. Pro-Choice in Abortions: Insurance Issues in America
...or of them. No matter how objective an individual or an organization may try to be, subjectivity is definitely influencing decisions regarding abortions and other maternity issues. No matter what society views as right or wrong, most insurance companies are unwilling to take part in what is considered such a heated issue. AWS claims to be under contract with an insurance company, and that in the time of expiration of the current policy, another insurance company has agreed to offer liability coverage. However, once Acordia Northeast, an insurance company offered their services to AWS, and then found out it was offering services to an abortion clinic, the company quickly reneged the made offer. Acordia offers coverage for general medical services, including risk of employee basis and involvement with prescription drugs and outpatient services, this fact also given according to Planned Parenthood Federation of America, Inc. And, because of the “controversial nature” of abortion centers, without a substantial amount of insurance to cover those risks (minimum of $10 million), there can be “a real and substantial risk of loss and liability to the Professional Building, its member-owners, and persons entering the building.” One can just imagine how difficult it can be for pro-choice businesses trying to help those pro-choice patients to obtain coverage for a pro-choice idea of abortion practices, especially if it proves to be just as hard for those same pro-choice patients to receive medical insurance for this same reason. Another important factor in this insurance case is similar to insurance requirements, but on an ethical basis: honesty. What importance does this have? Well, according to the Dearborn Passtrak Health Insurance License Exam Manual, honesty is a major deal in the insurance business. The matter involved is concealment. Insurers may have the authority to void an insurance contract if important information for insurance issuance is not given during the time of the application process. In AWS’s chief operating officer Linda Locke’s words, “[AWS is] not an abortion clinic. [AWS is] a doctor’s office specializing in women’s reproductive care.” However, employees have slipped at the tongue on many occasions, calling the doctors not women’s reproductive health specialists, but abortionists. Yet, AWS officials still hold to their word! The lawsuit brought against this abortion business states that liability coverage was secured in contract by Acordia Northeast through the Hartford Fire Insurance Company with AWS describing the center as a “doctor’s office.” But, the insurance company was made aware of the abortions offered by AWS (not previously mentioned in the meeting during the application process), and quickly declined from servicing the center. Since the time between the issuance of the contract and the revocation of the issued coverage did not exceed the two-year limit, the insurers were able to cancel the contract. What was violated by AWS was a contract of utmost good faith. The assumption is that Acordia Northeast discussed the benefits of the policy to AWS, and in return, received all information needed that would affect the decision of the insurance company to accept or decline the application. Important information was left out of the conference, and actions were taken against AWS, making pro-life individuals as well as the Condominium Association question ethical standards and management skills of the so-called “doctor’s office” (along with the other thirteen locations), and that of the owner, non-licensed abortionist Steven C. Brigham. AWS concealed information during the insurance application process, and the coverage received was revoked; dishonesty is a bad characteristic of a business strategy to have. Now, how many people would like to sponsor or participate in any way with a dishonest company? High numbers are very unlikely. Not only is the business at fault, but also the person in charge of the business. Hence, the term “non-licensed” mentioned previously to refer to the owner of AWS. Yes, Brigham used to be able to practice medicine in Pennsylvania as well as in other states. Hence, the phrase “...