MObile money
... like a credit card or ATM card. Users can make any transaction without any cash involve. Mobile money is not only convenient but secure and reward as well, the three types of rewards (promotion, discounts, cash rebate), the more payments user make, the more rebate can earn, and it stimulate consumers buying more, demand increase, so the economic condition of country can be improve, people will have a better lifestyle. From this point, we knew that Mobile Money is not only benefit individual but also indirectly influence economic as well. For security of this service, this closed-loop payment system is designed with 9 levels of protection and it uses a security PIN for payment. As such, it is extremely secure. Users will receive a report via SMS every time when making any transaction, so the users will know immediately if there is an error or unauthorized payment. Applying this service is very easy as well, for bumiputra bank, all we need to do is open an account, apply an ATM card, press few button on the ATM machine, after a few days, we can use this service...