A Lack of Liability
...o show proof of insurance when obtaining a vehicle inspection. This purchase of insurance will be for that month and will most likely end up being cancelled. This poses a problem for those motorists which have coverage throughout the year. These drivers run the risk of being in an accident with an uninsured motorists and having to pay for the other driver and/or their own vehicle’s damage costs. The cases which have involved uninsured motorists have resulted in the party without insurance coming out ahead. There is no legal way to get the money from that individual without insurance to pay for the others damaged vehicle. As a result, the affected party is convinced that they are better off without insurance, since they have to pay the expense themselves. There are measures being taken to motivate individuals to take precaution from uninsured motorists. State politicians are taking action to crack down on uninsured drivers. They have teamed up with insurance companies to report cases where individuals have purchased coverage and then cancelled. Also, the one month coverage deals are being booted to cover at least a three month period at a time. These measures are beneficial, but it seems too costly to track down those without insurance. The only time when they are found is when they are stopped by officers for traffic violations or they are involved in an auto collision. When collisions occur, the automobile of the uninsured party is impounded as a means to motivate them to purchase insura...