Youth vs. Elderly Insurance Rates
...er hand don’t pay squat. Why is this? We just don’t know! It is absurd though because elderly people are the drivers causing the collisions eight times out of ten. Almost once a week, my Miata, which granted is hard to see, is cut off by what seems to be the favorite among these elderly people, a Lincoln Town Car. Now, could this be a friendly young man who’s in a hurry and for once in their life cut someone off? No, in fact it’s a mindless old gentleman who, when beeped at for cutting in front of you, shakes his cane vigorously as if you were in his way. Of course if you had hit the individual, the nice officer would tell you sorry, you were following to close. Theoretically, young people will follow to close to elderly because they drive to slow and young people drive too fast, right? So, unless the angry old gentleman admits to his premature lane change, you’re not getting out of the ordeal. Young adults and elderly have very different driving styles. One likes to get where they are going, drives a little faster and more aggressive, and generally is more aware of their surroundings. The other drives like a turtle. They don’t really have to get anywhere, and if they do they’re sure to leave an hour early, they drive aimlessly down the road staring into the horizon with both hands firmly upon the wheel. Their speed is roughly fifteen miles under the posted speed. With this scenario, imagine a young person, or adult for that matter, driving behind them down River Road with the lane in front of the old person completely clear. The traffic seems to stretch forever in the opposing lane though. The younger person, waiting to pass, begins to get angry as they are running late and needs to get on the interstate. Finally, after hitting the steering wheel with their fist, beeping the horn and waving their fists in the air, the opposing lane appears to be clearing. The younger person creeps near the old person’s bumper waiting to pass. Finally they pull out and bam! A motorcycle was traveling behind a van, also driven by an old fart, waiting to pass them. The younger person veers back into their lane, narrowly avoiding the bike. If their vehicle had struck the bike, technically it would be their fault. However, theoretically, if the silly old person had been going the actual speed limit, driving like they should, this incident could have been avoided. I believe their driving skills...